Pet Insurance

Protect your Dog, Cat or Rabbit against unexpected vet bills
Our Customers Love Us!
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21,941 Reviews

Complete Protection

Look after your fluffy friends & get them the help they need.

Vets Fees

Customise the protection needed to make sure you don’t suffer any unexpected outlays.

24 Hour Access to A Vet

Petcall will provide you with unlimited 24/7 access to UK vet nurses and vets.

Ultra-low Excess

Excess per claim can be as low as £80, so you can rest assured your pet receives the care they need.

Manage your policy online in the Pet Portal

You'll never lose your paperwork again as you can access information whenever you need.

Dental Treatment

They will be able to keep chomping away with required dental work included.

Insure multiple pets for a multi-pet discount

Make sure all your pack gets the protection they need and you'll get some added discount.

Manage all of your insurance with Insura App?
Insura App, the ultimate insurance management application. With our app, you can easily manage all of your insurance policies, documents and key dates in one place.
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Existing Customer?

Need to manage your policy, add a new one or make changes?

Use our customer portal.

Have a Question?

Get in contact with on of our UK based customer service advisors.

Customer service is our priority.

Jennifer Betteridge
No problems at all very easy to arrange and all done at the same time as purchasing the item.
Sep 9, 2026
Brenda
Helpful staff speaking in plain English and not gobbledegoop. Very reasonable cost as well.
Sep 8, 2026
Linda connor
I was sent a text straight away before I got my policy which I thought was very good soon after I got all my documents very good service hope it’s the same if I ever have to claim although I’m sure it will be
Sep 8, 2026
Julie wilkinson
Lovey new tattoo
Sep 8, 2026
customer
When I can't get home you're there to help with people that are so friendly and so glad to go the extra mile to make sure I'm safe like having a second family, I've been with you a long time and I hope a lot longer thanks for being there, thanks for everything.
Sep 8, 2026
mrs wilcox
straight forward no probs brill
Sep 8, 2026
CHRISTINE
Very efficient and professional my experience with company has always been excellent service with no hassle.
Sep 8, 2026
Sheree Sanger
Good company great communication always
Sep 8, 2026
Karan
Easy to sort out our Insurance.
Sep 8, 2026
Anne
They remind you when premium is due. Staff very polite. Very effective organisation in my opinion. Price has stayed same for a few years. Which is excellent.
Sep 8, 2026
Sheila+Cogman
Your insurance for my mobility scooter is very clear and comprehensive. It's easy to understand, keep up the good work.
Sep 8, 2026
Steven Smith
Excellent communication and help with setting up, great price and great service
Sep 8, 2026
Mrs Pat Brennan
Very professional and knowledgeable did not pressure us very friendly and helpful chap would highly recommend him to anyone
Sep 8, 2026
Mr Barry Ridley
User friendly, smooth online process.
Sep 8, 2026
MSDIANAFOXCROFT
Service the Staff and the Price
Sep 8, 2026
Robert Orr
Easy to work with.
Sep 8, 2026
Julie
Had trouble with my bank which made my payment late one email to you got everything sorted out very quickly
Sep 8, 2026
ZAINAB NIGOUMI
Easy to renew. Good value. Reassuring.
Sep 8, 2026
Mrs Sandra Freeman
Mark very helpful and reassuring , well mannered.
Sep 8, 2026
Gail Louw
I was switching from different insurer. My questions were dealt with by a knowledgeable and likeable person on the phone.
Sep 8, 2026

FAQ

The cost of pet insurance varies across species, breed, and other factors like where you live, essentially the cost comes down to you and your pet. To get a good idea of cost, get a pet insurance quote or quotes and compare the costs and the benefits. This way, you'll be able to see the cost breakdown across all cover types, levels of cover, and find out how much pet insurance is.

Bear in mind, the cost of cover will go up as your pet gets older, it's natural for ills and ails to affect them as they age, and with that tend to come more claims. The price can go up significantly too, so think about cost and affordability now and in the future.

Pet insurance covers vet fees and the treatment your pet needs if they suffer an illness or injury. Depending on your policy, it will take care of or contribute towards the cost of veterinary treatment, any required medications as well as surgery.

The cover doesn't stop there, included with every pet policy are a full range of benefits to help you when you need them the most. If your pet needs complementary therapy such as physio, that's included, and so is dental cover – they come as part of your vet fee cover.

Petcall offers unlimited 24/7 365 days a year access to vet nurses and vets. If you ever have any concerns, need any advice about your cats, dogs or rabbits, our UK-based veterinary team are there for you. And they can help you through the toughest times as well with their trained bereavement counsellors. In the good, and the not so good, Everypaw wants to be with you every step of the way.

No, like a lot of other pet insurance providers, cover doesn't start straight away. We'd love to cover your pet from day 1, but we can't. This is because it has been known for some pet owners only to take out a policy once their pet has an accident or falls ill – just for the pay-out. And that's not fair.

For accidents or poisoning, these aren't covered for the first 3 days. For illnesses, the waiting period is 14 days. After these times are up, you can make new claims, just not for anything that happened within them. The 14-day waiting period also applies to other benefits of the policy.

This is where it gets a bit tricky; pet insurance and pre-existing conditions don't mix. We wish we could provide pet cover with pre-existing conditions included, but we can't. It's not just us either; you'll find a lot of insurance providers don't cover pre-existing conditions.

We consider a pre-existing condition to be a condition, symptom, illnesses, or injury your pet is suffering or has suffered from before you take out a policy. We would also take into consideration discussions with a vet or other professionals regarding your pet's health or behaviour. Even if your pet didn't receive treatment or you were told it was nothing to worry about, these would all be considered a pre-existing condition.